Planning Built Around Your Whole Life
Planning Built Around Your Whole Life
As an independent financial advisor in Portsmouth, NH, we help busy, successful people take control of their finances. We organize and simplify everything, so you can worry less and enjoy more. We are independent and fiduciary, which means every recommendation we make is in your best interest. Period.
Not a Rotating Team of Associates
At Whole Wealth Management, your financial plan is built and managed by people who know your name, your values, and your goals. Jeffrey Keefe, AIF®, founded Whole Wealth Management with a clear conviction: that financial planning should feel personal, not transactional, and that the people you trust with your financial life should be genuinely accessible when you need them.
Jeff brings decades of experience helping individuals, families, and business owners in the Portsmouth area pursue financial well-being – from retirement income planning and investment management to tax strategy and estate coordination. Alongside Lynda, he works with a deliberately select group of clients, which makes the depth of that relationship possible. Our nearly 100% client retention rate reflects what that relationship looks like in practice.
Beyond the office, Jeff is deeply rooted in the Portsmouth community he serves. He was honored with the 2015 Invest in Others National Volunteer of the Year Award – a distinction presented to financial advisors who have made a lasting impact on their communities – and the 2014 Greater Portsmouth Chamber of Commerce Citizen of the Year Award for his vision and leadership in bringing the Puddle Dock Pond outdoor skating rink to Strawbery Banke Museum. He currently serves as President of the Portsmouth Athenaeum, and Whole Wealth Management actively supports organizations including End 68 Hours of Hunger, Gather, and the Society for the Protection of New Hampshire Forests.
Money isn’t the only thing that matters. Still, feeling genuinely empowered about your finances affects every other area of your life. In the American Psychological Association’s Stress in America surveys, money consistently ranks as a top source of stress. That stress doesn’t have to be yours.
At Whole Wealth Management, we define financial well-being through three interconnected qualities. When your financial life is well planned and actively managed, all three become possible. They aren’t distant goals. Instead, they’re the natural result of having a real plan in place.
Financial control means understanding your full picture – what you have, what you owe, what you earn, and where it’s all going – and having a clear strategy that keeps everything working together. When you feel in control of your finances, the daily decisions that once felt anxious become straightforward. We help you get there and stay there.
Financial confidence is knowing that your plan is sound, your decisions are informed, and that someone who knows your situation is actively looking out for you. It’s the feeling of being genuinely prepared – for retirement, for the unexpected, and for the future you want to build. Jeff and Lynda provide that confidence through planning that’s honest, rigorous, and built around your life.
Financial freedom isn’t just about wealth – it’s about what wealth makes possible. It’s the ability to focus on what matters most to you, rather than on the financial decisions that would otherwise consume your attention. When your money is working efficiently for your life, your time and energy belong to the things that actually define it.
– Henry David Thoreau
Every client comes to us at a different stage of their financial journey. Rather than a one-size-fits-all approach, we tailor our planning to where you are right now – and where you want to go from here.
You’re saving and growing – building the financial foundation that will support your lifestyle, your family, and your eventual retirement. You’ve made good decisions to get here, but you’re ready for a real strategy and an expert partner to help you make the most of them. We help you maximize what you’re doing, fill the gaps you may not know exist, and build a coordinated plan that grows with you.
You’re in or approaching retirement – and the financial questions have changed. It’s no longer about saving; it’s about converting what you’ve accumulated into a retirement paycheck that’s reliable, tax-efficient, and built to last. It’s also about making sure your wealth is protected and positioned to benefit the people and causes you care about most.
Whole Wealth Management is located at 200 Marcy Street in Portsmouth, New Hampshire – and we’re genuinely part of the community we serve. Our clients are our neighbors: professionals, business owners, families, and retirees throughout the Seacoast region who are building something meaningful and want a trusted partner in their corner.
We serve clients throughout Portsmouth, Dover, Exeter, Hampton, and the broader New Hampshire Seacoast area, as well as clients across New Hampshire who prefer the convenience of working with us remotely. Wherever you are, the relationship is personal.
(603) 766-8705
200 Marcy Street, Suite 201
Portsmouth, NH 03801
A local financial advisor understands the community, tax landscape, and opportunities that shape your financial life. For example, New Hampshire has no broad-based personal income tax and no general sales tax. However, property taxes here run relatively high. These details affect retirement income, relocation, and estate decisions in ways a distant firm can miss. In addition, working locally means you can meet face to face at our Marcy Street office. Jeff has served Seacoast families and business owners for decades, so he knows the area firsthand.
Many banks and brokerages center the relationship on specific products or accounts. Meanwhile, robo-advisors manage investments by algorithm, without knowledge of your full financial picture. At Whole Wealth Management, we provide comprehensive, personalized planning and investment management as independent fiduciaries. In addition, we coordinate your retirement, tax, estate, and insurance planning in one strategy. Finally, you work directly with people who know your name and your situation.
Our financial planning fees typically range from $1,000 to $5,000, depending on the complexity of your situation. In addition, investment management fees range from 0.50% to 1.50% of assets under management. We explain our fee structure clearly from the very first conversation. There are no hidden costs. The first conversation is always complimentary and carries no obligation.
A financial advisor adds the most value when your financial life has meaningful complexity. For example, that might mean multiple accounts, an approaching retirement, a business, an inheritance, or tax questions. It might also be a sense that your finances need a coherent strategy, not a collection of separate decisions. In fact, the most common thing we hear from new clients is that they wish they’d started sooner. If you’re wondering whether you need guidance, that question itself is usually a good sign to talk.
An independent custodian holds your assets, not Whole Wealth Management. Specifically, National Financial Services (NFS) holds your investment assets in custody. SIPC protects accounts at NFS up to $500,000, including a $250,000 limit for cash claims. However, SIPC covers the failure of a brokerage firm, not investment losses from market declines. We’re happy to walk you through exactly how that protection works. It’s a question we welcome.
Financial well-being doesn’t happen by accident. It’s the result of good decisions, made consistently, within a plan built around your whole life. That plan reflects your values, your goals, and the future you’re working toward. That’s what we help you build.
The next step is simple, and it costs nothing. Schedule a free, no-obligation discovery call with Jeff and Lynda. We’ll listen to where you are and what you’re thinking about. Then we’ll talk honestly about whether Whole Wealth Management is the right fit for you. If we are, we’ll tell you how. If we’re not, we’ll tell you that too.
You are a person, not a number. That’s how we’ll treat you from the very first conversation.
Financial well-being doesn’t happen by accident. It’s the result of good decisions, made consistently, within a plan built around your whole life. That plan reflects your values, your goals, and the future you’re working toward. That’s what we help you build.
The next step is simple, and it costs nothing. Schedule a free, no-obligation discovery call with Jeff and Lynda. We’ll listen to where you are and what you’re thinking about. Then we’ll talk honestly about whether Whole Wealth Management is the right fit for you. If we are, we’ll tell you how. If we’re not, we’ll tell you that too.
You are a person, not a number. That’s how we’ll treat you from the very first conversation.
