Independence is at the Core of How We Work
As an independent financial advisor, Whole Wealth Management is not owned by, or beholden to, a bank, insurance company, or investment product manufacturer. That independence is what allows Jeff and Lynda to build your plan around your goals – not around a parent company’s sales targets.
To support that independence, we affiliate with Arkadios Capital and Arkadios Wealth for the infrastructure behind our practice: trade execution, custody coordination, technology, and back-office operations. This partnership gives us access to an open-architecture investment platform, so we’re never limited to a narrow, proprietary product shelf when building your plan.
Jeff Keefe and Lynda Moores
What Independence Means for You
Because we’re independent, every recommendation we make is chosen from a broad universe of solutions – not a pre-selected list designed to benefit a parent company. Our advice is shaped by your goals, not by internal sales incentives.
This structure also gives us the flexibility to adapt as your needs change. Whether your plan calls for fee-based investment management, commission-based insurance solutions, or a combination of both, our affiliation with Arkadios Capital (broker-dealer) and Arkadios Wealth (RIA) allows us to offer whichever approach genuinely fits your situation – instead of whichever approach fits our platform.
Working With Arkadios Capital and Arkadios Wealth
Arkadios Capital is a full-service independent broker-dealer, and Arkadios Wealth is its affiliated Registered Investment Advisor. Together, they provide the operational backbone that lets a firm like ours stay independent while still offering clients a full range of planning and investment solutions.
Your investment assets are held in custody with National Financial Services (NFS), not with Whole Wealth Management or Arkadios directly, and your accounts are protected through SIPC coverage up to $500,000 (including $250,000 in cash claims). We’re always happy to walk you through exactly how your assets are held and protected.
What Stays the Same
Regardless of which broker-dealer or custodial platform we work through, one thing doesn’t change: the fiduciary duty Jeff and Lynda owe you is theirs, personally – not something delegated to a platform. Integrity, accountability, and expertise are commitments we hold ourselves to directly, in every conversation and every recommendation, no matter which firm sits behind the scenes.
Securities offered through Arkadios Capital, member FINRA/SIPC. Advisory services offered through Arkadios Wealth. Whole Wealth Management and Arkadios are not affiliated through any ownership.
